Checking Accounts:  Prestige | Prestige Rewards | Prestige Prime | Prestige Cash Back Rewards

Money Market Accounts:  Regular Money Market | Magnum Money Market

 

INTEREST BEARING CONSUMER CHECKING ACCOUNTS

 

Prestige

An interest bearing account with interest compounded and credited monthly.

  • $200.00 minimum opening deposit.
  • $14.00 base fee imposed each month if account balance falls below $300.00 any day of the month.
  • Must maintain a minimum balance of $850.00 each day to obtain the disclosed annual percentage yield.
  • The interest rate on this account is 0.02% with an annual percentage yield of 0.02%.
  • Overdraft Banking available to qualified applicants.
  • Additional disclosures.

Apply           

 

Prestige Rewards

An interest bearing account with interest compounded and credited monthly.  Additional interest rate reward earned based on meeting account criteria.

  • $200.00 minimum opening deposit.
  • No base fee.
  • Overdraft Banking available to qualified applicants.
  • Bill pay available at no charge.
  • Free monthly electronic statements OR paper statements are $5.00 per statement.
  • Additional disclosures.

         Reward Qualifications

  • Debit card use:  12 posted point of sale transactions per month.
  • ACH Transactions:  2 ACH transactions per month.
  • Statements:  must use electronic statements.
  • NOTE:  If the Reward Qualifications are not met during a particular month, the account will receive the default annual percentage rate for that month.

         Interest Rewards

         The default interest rate on your account is 0.02% with an annual percentage yield of 0.02%.

         Interest Rate if Qualifications are met:

  • Balance up to $25,000 in the account earns an interest rate of 1.10% (1.10% APY).
  • If the account balance is in excess of $25,000, the first $25,000 will earn an interest rate of 1.10% (1.10% APY), and the amount in excess of $25,000 will earn an interest rate of 0.50% (0.50% APY).

Apply           

 

The Annual Percentage Yields (APY) shown are offered on interest-bearing personal checking accounts accepted by the Bank and effective today's date, unless otherwise noted. Rates are subject to change without notice.

Interest Rate vs. APY:  The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period.  If you receive a periodic statement, that statement will include the APY earned on your account for the period covered by the statement.

 

NON-INTEREST BEARING CONSUMER CHECKING ACCOUNTS

 

Prestige Prime

  • No minimum balance required.
  • $200.00 minimum opening deposit.
  • No base fee.
  • No charge for the first 40 checks per month.
  • $0.05 for each check in excess of 40 per month.
  • Overdraft Banking available to qualified applicants.
  • Additional disclosures.

Apply           

 

Prestige Cash Back Rewards

  • $200.00 minimum opening deposit.
  • No base fee.
  • Free monthly electronic statements OR paper statements are $5.00 per statement.
  • Additional disclosures.

         Cash Back Details

  • Earn $0.10 cash back on debit card point of sale transactions exceeding $10.00.
  • Maximum amount that can be earned each month is $25.00.
  • NOTE:  You become eligible for the cash back reward each month once you have five (5) debit card point of sale transactions that month, each exceeding $10.00

Apply           


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